Loan Against Property

  • Loan amount from Rs 5 Lakhs to Rs 10 Crores
  • Eligibility of up to 90% of property market value
  • Loan tenures of up to 20 years

Loan Against Property Features & Benefits

A loan against property or a mortgage loan from Capital First is a convenient way to fund your business or meet your personal needs. You can be self-employed or a salaried person to secure a mortgage loan. Capital First can help unlock the hidden value in your property to offer you a loan against property. Here are some features.

With the Capital First mortgage loan, you can borrow as little as Rs. 5 lakhs to as high as Rs. 10 crores. You may seek the loan either to capitalise and boost your business or for your personal purposes.

Our mortgage loans are designed to unlock the maximum value of your property. You can borrow up to 90% of your property’s market value.

Capital First enables you to repay your mortgage loan according to your cash flow and budget so that you are never under pressure of monthly instalments. You can borrow for tenures of as long as 20 years and modify your loan tenure to suit your financial situation. We also offer you flexible part prepayment facility to assist you in paying off your loan early.

Loan Options

We provide a wide array of loan options for property to our borrowers

Loan against property to SMEs

Capital First provides loans against residential property and commercial property to Small and Medium Enterprises (SMEs)

Loans for property

Capital First sanctions loans for purc- hase of residential and commercial properties.

Loan against plots

We give loans against residential plots.

Lease Rental Discounting

You can use rental income to obtain a loan from Capital First.

Loan Against Property Eligibility Criteria

Capital First offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. You can get a loan against property for business in order to expand capacity or for meeting capital needs of your enterprise. Here are some basic eligibility criteria

  • Salaried and Self Employed Professionals
  • Sole Proprietors, Partnership Firms, LLP and Private Limited Co.
  • Minimum age requirement is 23 years at the time of taking the loan and maximum 70 years or retirement at the time of maturity
  • Good credit rating score in credit bureau
  • Minimum 2 years in business in an industry with a positive net worth (for Self-employed) or 5 years’ work experience (for salaried individuals)
  • Micro, Small and Medium Enterprises
  • Clean record in terms of past loans and statutory payments.



Loan Against Property Documents

The documents required to apply for Capital First’s loan against property are easy to obtain. It’s best to gather all loan against property documents before you submit your loan request. Indicated below is the list of documents required to avail a loan against property.

Photo Identity Proof

( Self-attested copy of any one document* )

Property Document

( Self-attested copy of any one document* )




Address Proof

( Self-attested copy of any one document* )






Income Proof

(Self-attested copy of any one document*)